America First Credit Union

Reviews

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  FYI - This credit union pulls a hard inquiry of your credit report just to open a savings account!! I called to ask why (I'm saving, not borrowing money so that makes no sense) and the response was "It is disclosed on our application". I'll accept responsibility for missing what I'm sure was fine print, but apparently the disclosure only states that a credit inquiry will be made and does not specify whether it will be a soft or hard inquiry- there's a big difference between the 2! I called Experian to dispute and even the agent agreed that a hard inquiry for a non-financing transaction is unusual. The inquiry is good for 60 days but I wasn't planning on applying for a loan or credit card that soon. So basically on day 70 if I decide I want to utilize their loan services I'll have a 2nd hard inquiry on my credit report in a 90 day period. Not good! As soon as my dispute is approved I'm closing this account, I don't want to get any more surprises from these people.
  By Sunny Agea, October 25, 2017

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